Call reports 2003
TRANSPECOS BANKS, SSB — 2003
What TRANSPECOS BANKS, SSB reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 92,833,000 | 88,222,000 | 90,899,000 | 94,047,000 |
| Total loans | 47,152,000 | 49,375,000 | 49,197,000 | 53,352,000 |
| Allowance for loan losses | 525,000 | 549,000 | 465,000 | 454,000 |
| Securities available for sale | 28,125,000 | 27,945,000 | 23,870,000 | 24,493,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,642,000 | 77,014,000 | 79,809,000 | 83,180,000 |
| Interest-bearing deposits | 64,505,000 | 61,908,000 | 65,279,000 | 66,650,000 |
| Noninterest-bearing deposits | 17,137,000 | 15,106,000 | 14,530,000 | 16,530,000 |
| Equity capital | 9,798,000 | 9,836,000 | 9,707,000 | 9,660,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,086,000 | 2,208,000 | 3,300,000 | 4,420,000 |
| Interest expense | 250,000 | 496,000 | 733,000 | 951,000 |
| Net interest income | 836,000 | 1,712,000 | 2,567,000 | 3,469,000 |
| Noninterest income | 243,000 | 477,000 | 733,000 | 1,054,000 |
| Noninterest expense | 987,000 | 2,019,000 | 2,909,000 | 3,693,000 |
| Provision for loan losses | 60,000 | 120,000 | 230,000 | 280,000 |
| Pretax income | 32,000 | 68,000 | 179,000 | 568,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 32,000 | 68,000 | 179,000 | 568,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,132,000 | 7,208,000 | 7,359,000 | 7,388,000 |
| Total capital | 7,657,000 | 7,757,000 | 7,824,000 | 7,842,000 |
| Risk-weighted assets | 55,812,000 | 55,549,000 | 56,390,000 | 59,683,000 |