Call reports 2001
TRANSPECOS BANKS, SSB — 2001
What TRANSPECOS BANKS, SSB reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 68,628,000 | 69,542,000 | 73,666,000 | 76,387,000 |
| Total loans | 24,422,000 | 31,517,000 | 37,422,000 | 38,293,000 |
| Allowance for loan losses | 290,000 | 361,000 | 318,000 | 284,000 |
| Securities available for sale | 28,346,000 | 26,578,000 | 24,357,000 | 24,632,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,050,000 | 61,061,000 | 64,938,000 | 68,024,000 |
| Interest-bearing deposits | 50,566,000 | 50,394,000 | 51,014,000 | 56,046,000 |
| Noninterest-bearing deposits | 9,484,000 | 10,667,000 | 13,924,000 | 11,978,000 |
| Equity capital | 7,002,000 | 6,732,000 | 6,864,000 | 6,331,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,168,000 | 2,358,000 | 3,510,000 | 4,639,000 |
| Interest expense | 557,000 | 1,048,000 | 1,504,000 | 1,872,000 |
| Net interest income | 611,000 | 1,310,000 | 2,006,000 | 2,767,000 |
| Noninterest income | 135,000 | 319,000 | 496,000 | 702,000 |
| Noninterest expense | 507,000 | 1,111,000 | 1,721,000 | 2,379,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 258,000 | 534,000 | 798,000 | 1,163,000 |
| Income tax | 65,000 | 126,000 | 199,000 | 331,000 |
| Net income | 193,000 | 408,000 | 599,000 | 832,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,718,000 | 4,579,000 | 4,606,000 | 4,410,000 |
| Total capital | 5,008,000 | 4,940,000 | 4,924,000 | 4,694,000 |
| Risk-weighted assets | 35,223,000 | 42,682,000 | 43,904,000 | 44,005,000 |