Call reports 2020
ORIGIN BANK — 2020
What ORIGIN BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 6,019,234,000 | 6,611,931,000 | 7,073,594,000 | 7,597,259,000 |
| Total loans | 4,556,506,000 | 5,433,735,000 | 5,768,191,000 | 5,916,284,000 |
| Allowance for loan losses | 56,063,000 | 70,468,000 | 81,643,000 | 86,670,000 |
| Securities available for sale | 601,637,000 | 720,616,000 | 797,260,000 | 1,004,674,000 |
| Securities held to maturity | 28,479,000 | 38,431,000 | 38,337,000 | 38,194,000 |
| Trading assets | 36,446,000 | 37,701,000 | 36,092,000 | 31,714,000 |
| Total deposits | 4,567,468,000 | 5,384,909,000 | 5,958,862,000 | 5,798,512,000 |
| Interest-bearing deposits | 3,440,435,000 | 3,787,476,000 | 4,336,489,000 | 4,143,750,000 |
| Noninterest-bearing deposits | 1,127,033,000 | 1,597,433,000 | 1,622,373,000 | 1,654,762,000 |
| Equity capital | 578,244,000 | 583,390,000 | 590,231,000 | 663,835,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 55,016,000 | 110,480,000 | 169,280,000 | 228,702,000 |
| Interest expense | 12,069,000 | 21,103,000 | 29,147,000 | 35,833,000 |
| Net interest income | 42,947,000 | 89,377,000 | 140,133,000 | 192,869,000 |
| Noninterest income | 8,265,000 | 24,086,000 | 38,465,000 | 50,675,000 |
| Noninterest expense | 32,781,000 | 68,347,000 | 104,726,000 | 140,153,000 |
| Provision for loan losses | 18,396,000 | 39,274,000 | 52,245,000 | 59,028,000 |
| Pretax income | 89,000 | 5,848,000 | 21,934,000 | 44,973,000 |
| Income tax | -480,000 | 310,000 | 3,448,000 | 8,098,000 |
| Net income | 569,000 | 5,538,000 | 18,486,000 | 36,875,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 554,119,000 | 558,167,000 | 566,647,000 | 637,863,000 |
| Total capital | 675,382,000 | 690,648,000 | 708,028,000 | 782,503,000 |
| Risk-weighted assets | 5,188,658,000 | 5,516,977,000 | 5,898,769,000 | 6,057,122,000 |