Call reports 2016
ORIGIN BANK — 2016
What ORIGIN BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 3,842,095,000 | 3,931,038,000 | 3,918,256,000 | 4,051,724,000 |
| Total loans | 3,099,780,000 | 3,203,073,000 | 3,188,231,000 | 3,182,916,000 |
| Allowance for loan losses | 55,060,000 | 43,855,000 | 40,700,000 | 50,531,000 |
| Securities available for sale | 355,338,000 | 359,602,000 | 364,517,000 | 375,516,000 |
| Securities held to maturity | 21,072,000 | 20,952,000 | 20,833,000 | 20,710,000 |
| Trading assets | 24,178,000 | 26,988,000 | 23,750,000 | 16,312,000 |
| Total deposits | 3,299,503,000 | 3,272,073,000 | 3,309,041,000 | 3,453,534,000 |
| Interest-bearing deposits | 2,597,606,000 | 2,540,320,000 | 2,514,201,000 | 2,663,201,000 |
| Noninterest-bearing deposits | 701,897,000 | 731,753,000 | 794,840,000 | 790,333,000 |
| Equity capital | 386,477,000 | 392,768,000 | 400,116,000 | 432,103,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 33,861,000 | 68,619,000 | 104,268,000 | 139,160,000 |
| Interest expense | 4,375,000 | 8,756,000 | 13,276,000 | 17,925,000 |
| Net interest income | 29,486,000 | 59,863,000 | 90,992,000 | 121,235,000 |
| Noninterest income | 10,231,000 | 17,249,000 | 27,424,000 | 34,736,000 |
| Noninterest expense | 26,698,000 | 53,212,000 | 79,633,000 | 108,071,000 |
| Provision for loan losses | 17,858,000 | 18,642,000 | 21,445,000 | 31,165,000 |
| Pretax income | -4,839,000 | 5,258,000 | 17,474,000 | 16,871,000 |
| Income tax | -2,696,000 | -97,000 | 4,787,000 | 3,661,000 |
| Net income | -2,143,000 | 5,355,000 | 12,687,000 | 13,210,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 364,443,000 | 370,342,000 | 376,998,000 | 407,412,000 |
| Total capital | 410,663,000 | 416,057,000 | 419,492,000 | 454,070,000 |
| Risk-weighted assets | 3,685,698,000 | 3,734,961,000 | 3,711,801,000 | 3,723,531,000 |