Call reports 2015
ORIGIN BANK — 2015
What ORIGIN BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 3,757,037,000 | 3,810,829,000 | 3,885,945,000 | 3,951,154,000 |
| Total loans | 3,013,502,000 | 3,104,386,000 | 3,063,731,000 | 3,086,817,000 |
| Allowance for loan losses | 37,263,000 | 39,097,000 | 39,926,000 | 41,230,000 |
| Securities available for sale | 326,964,000 | 313,717,000 | 327,862,000 | 354,141,000 |
| Securities held to maturity | 38,902,000 | 21,449,000 | 21,332,000 | 21,215,000 |
| Trading assets | 22,823,000 | 19,549,000 | 23,991,000 | 19,914,000 |
| Total deposits | 3,190,044,000 | 3,213,558,000 | 3,322,213,000 | 3,395,919,000 |
| Interest-bearing deposits | 2,487,965,000 | 2,516,962,000 | 2,606,930,000 | 2,661,499,000 |
| Noninterest-bearing deposits | 702,079,000 | 696,596,000 | 715,283,000 | 734,420,000 |
| Equity capital | 371,828,000 | 374,328,000 | 385,010,000 | 388,494,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 33,249,000 | 68,196,000 | 102,899,000 | 136,598,000 |
| Interest expense | 3,652,000 | 7,394,000 | 11,423,000 | 15,555,000 |
| Net interest income | 29,597,000 | 60,802,000 | 91,476,000 | 121,043,000 |
| Noninterest income | 9,133,000 | 18,589,000 | 28,427,000 | 37,313,000 |
| Noninterest expense | 26,487,000 | 53,166,000 | 80,113,000 | 107,296,000 |
| Provision for loan losses | 2,213,000 | 4,631,000 | 6,088,000 | 10,941,000 |
| Pretax income | 10,030,000 | 21,844,000 | 33,952,000 | 40,369,000 |
| Income tax | 2,601,000 | 5,899,000 | 8,890,000 | 10,851,000 |
| Net income | 7,429,000 | 15,945,000 | 25,062,000 | 29,518,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 348,850,000 | 354,683,000 | 363,931,000 | 368,453,000 |
| Total capital | 389,099,000 | 396,808,000 | 407,520,000 | 412,660,000 |
| Risk-weighted assets | 3,617,033,000 | 3,676,805,000 | 3,702,609,000 | 3,684,167,000 |