Call reports 2014
ORIGIN BANK — 2014
What ORIGIN BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 3,200,033,000 | 3,422,582,000 | 3,581,703,000 | 3,713,197,000 |
| Total loans | 2,538,422,000 | 2,718,207,000 | 2,884,634,000 | 2,972,685,000 |
| Allowance for loan losses | 33,317,000 | 34,386,000 | 34,487,000 | 34,781,000 |
| Securities available for sale | 367,632,000 | 358,296,000 | 345,533,000 | 373,725,000 |
| Securities held to maturity | 5,409,000 | 44,488,000 | 36,402,000 | 38,216,000 |
| Trading assets | 3,783,000 | 4,295,000 | 17,408,000 | 18,670,000 |
| Total deposits | 2,710,301,000 | 2,815,932,000 | 2,959,218,000 | 3,093,125,000 |
| Interest-bearing deposits | 2,165,361,000 | 2,254,727,000 | 2,328,148,000 | 2,456,546,000 |
| Noninterest-bearing deposits | 544,940,000 | 561,206,000 | 631,070,000 | 636,579,000 |
| Equity capital | 340,493,000 | 349,897,000 | 356,491,000 | 362,428,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 28,171,000 | 58,885,000 | 91,211,000 | 125,329,000 |
| Interest expense | 3,507,000 | 6,922,000 | 10,482,000 | 14,082,000 |
| Net interest income | 24,664,000 | 51,963,000 | 80,729,000 | 111,247,000 |
| Noninterest income | 6,499,000 | 14,933,000 | 24,762,000 | 30,539,000 |
| Noninterest expense | 22,414,000 | 46,524,000 | 72,388,000 | 102,446,000 |
| Provision for loan losses | 1,901,000 | 3,801,000 | 6,758,000 | 16,053,000 |
| Pretax income | 6,961,000 | 16,703,000 | 26,401,000 | 23,536,000 |
| Income tax | 1,530,000 | 3,898,000 | 6,757,000 | 4,579,000 |
| Net income | 5,431,000 | 12,805,000 | 19,644,000 | 18,957,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 323,300,000 | 330,644,000 | 337,622,000 | 342,260,000 |
| Total capital | 359,221,000 | 367,827,000 | 374,410,000 | 379,342,000 |
| Risk-weighted assets | 3,008,388,000 | 3,216,294,000 | 3,427,223,000 | 3,465,566,000 |