Call reports 2013
ORIGIN BANK — 2013
What ORIGIN BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 3,013,591,000 | 3,138,189,000 | 3,164,261,000 | 3,199,260,000 |
| Total loans | 2,335,281,000 | 2,333,495,000 | 2,289,828,000 | 2,454,366,000 |
| Allowance for loan losses | 30,611,000 | 32,088,000 | 31,731,000 | 31,283,000 |
| Securities available for sale | 304,876,000 | 348,428,000 | 351,724,000 | 368,290,000 |
| Securities held to maturity | 191,000 | 191,000 | 168,000 | 5,433,000 |
| Trading assets | 5,108,000 | 3,625,000 | 4,283,000 | 3,659,000 |
| Total deposits | 2,536,408,000 | 2,667,557,000 | 2,668,371,000 | 2,720,661,000 |
| Interest-bearing deposits | 2,086,847,000 | 2,186,482,000 | 2,140,344,000 | 2,156,840,000 |
| Noninterest-bearing deposits | 449,561,000 | 481,075,000 | 528,027,000 | 563,821,000 |
| Equity capital | 338,538,000 | 326,611,000 | 331,640,000 | 333,260,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 27,660,000 | 55,697,000 | 83,263,000 | 110,578,000 |
| Interest expense | 4,785,000 | 9,386,000 | 13,543,000 | 17,413,000 |
| Net interest income | 22,875,000 | 46,311,000 | 69,720,000 | 93,165,000 |
| Noninterest income | 6,384,000 | 13,112,000 | 20,938,000 | 26,727,000 |
| Noninterest expense | 18,602,000 | 38,806,000 | 59,558,000 | 83,119,000 |
| Provision for loan losses | 2,662,000 | 4,495,000 | 6,391,000 | 7,655,000 |
| Pretax income | 8,177,000 | 16,442,000 | 24,998,000 | 29,650,000 |
| Income tax | 2,314,000 | 4,184,000 | 6,584,000 | 7,279,000 |
| Net income | 5,863,000 | 12,258,000 | 18,414,000 | 22,371,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 312,974,000 | 308,701,000 | 314,720,000 | 317,786,000 |
| Total capital | 345,509,000 | 341,077,000 | 348,548,000 | 351,877,000 |
| Risk-weighted assets | 2,629,567,000 | 2,687,470,000 | 2,705,797,000 | 2,997,638,000 |