Call reports 2012
ORIGIN BANK — 2012
What ORIGIN BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 2,579,656,000 | 2,684,593,000 | 2,857,865,000 | 3,076,739,000 |
| Total loans | 2,036,943,000 | 2,161,874,000 | 2,259,993,000 | 2,404,640,000 |
| Allowance for loan losses | 26,266,000 | 27,712,000 | 27,544,000 | 28,467,000 |
| Securities available for sale | 298,955,000 | 303,720,000 | 318,608,000 | 340,021,000 |
| Securities held to maturity | 233,000 | 233,000 | 211,000 | 211,000 |
| Trading assets | 4,007,000 | 5,098,000 | 5,340,000 | 5,319,000 |
| Total deposits | 2,103,185,000 | 2,180,020,000 | 2,367,943,000 | 2,600,855,000 |
| Interest-bearing deposits | 1,743,086,000 | 1,811,846,000 | 1,958,498,000 | 2,114,429,000 |
| Noninterest-bearing deposits | 360,099,000 | 368,174,000 | 409,445,000 | 486,426,000 |
| Equity capital | 234,638,000 | 266,402,000 | 273,460,000 | 334,204,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 26,316,000 | 53,374,000 | 81,043,000 | 110,507,000 |
| Interest expense | 4,674,000 | 9,654,000 | 14,649,000 | 19,679,000 |
| Net interest income | 21,642,000 | 43,720,000 | 66,394,000 | 90,828,000 |
| Noninterest income | 5,286,000 | 9,158,000 | 14,717,000 | 22,709,000 |
| Noninterest expense | 15,760,000 | 31,536,000 | 48,911,000 | 68,512,000 |
| Provision for loan losses | 1,627,000 | 3,255,000 | 4,807,000 | 6,409,000 |
| Pretax income | 9,264,000 | 17,539,000 | 26,545,000 | 37,468,000 |
| Income tax | 2,965,000 | 5,208,000 | 7,844,000 | 11,200,000 |
| Net income | 6,299,000 | 12,331,000 | 18,701,000 | 26,268,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 208,438,000 | 239,524,000 | 245,852,000 | 307,733,000 |
| Total capital | 235,933,000 | 268,583,000 | 274,747,000 | 338,195,000 |
| Risk-weighted assets | 2,308,491,000 | 2,421,985,000 | 2,491,232,000 | 2,674,902,000 |