Call reports 2008
ORIGIN BANK — 2008
What ORIGIN BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 876,643,000 | 873,095,000 | 924,758,000 | 1,057,522,000 |
| Total loans | 605,746,000 | 636,281,000 | 687,808,000 | 709,281,000 |
| Allowance for loan losses | 5,662,000 | 6,318,000 | 6,543,000 | 7,108,000 |
| Securities available for sale | 153,341,000 | 150,598,000 | 150,377,000 | 190,247,000 |
| Securities held to maturity | 1,159,000 | 1,130,000 | 1,095,000 | 1,079,000 |
| Trading assets | 0 | 220,000 | 482,000 | 1,937,000 |
| Total deposits | 706,237,000 | 673,469,000 | 689,845,000 | 766,534,000 |
| Interest-bearing deposits | 578,179,000 | 539,237,000 | 556,134,000 | 619,243,000 |
| Noninterest-bearing deposits | 128,058,000 | 134,232,000 | 133,712,000 | 147,291,000 |
| Equity capital | 67,371,000 | 74,908,000 | 76,634,000 | 84,816,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 13,080,000 | 25,434,000 | 39,001,000 | 52,577,000 |
| Interest expense | 5,619,000 | 10,175,000 | 14,793,000 | 19,537,000 |
| Net interest income | 7,461,000 | 15,259,000 | 24,208,000 | 33,040,000 |
| Noninterest income | 2,840,000 | 5,480,000 | 6,299,000 | 10,512,000 |
| Noninterest expense | 7,032,000 | 14,445,000 | 20,949,000 | 30,528,000 |
| Provision for loan losses | 502,000 | 1,207,000 | 1,952,000 | 3,029,000 |
| Pretax income | 2,767,000 | 5,087,000 | 7,606,000 | 9,995,000 |
| Income tax | 875,000 | 1,622,000 | 2,440,000 | 2,650,000 |
| Net income | 1,892,000 | 3,465,000 | 5,166,000 | 7,345,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,532,000 | 71,909,000 | 73,413,000 | 79,324,000 |
| Total capital | 67,663,000 | 78,696,000 | 80,495,000 | 86,971,000 |
| Risk-weighted assets | 692,293,000 | 745,726,000 | 783,897,000 | 815,714,000 |