Call reports 2007
ORIGIN BANK — 2007
What ORIGIN BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 727,984,000 | 758,408,000 | 895,362,000 | 869,046,000 |
| Total loans | 468,430,000 | 510,853,000 | 526,202,000 | 563,639,000 |
| Allowance for loan losses | 4,698,000 | 4,925,000 | 5,144,000 | 5,429,000 |
| Securities available for sale | 149,131,000 | 172,419,000 | 174,781,000 | 176,001,000 |
| Securities held to maturity | 539,000 | 537,000 | 1,238,000 | 1,221,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 586,365,000 | 592,005,000 | 739,977,000 | 710,555,000 |
| Interest-bearing deposits | 478,148,000 | 484,216,000 | 600,665,000 | 605,897,000 |
| Noninterest-bearing deposits | 108,217,000 | 107,789,000 | 139,312,000 | 104,658,000 |
| Equity capital | 59,394,000 | 58,919,000 | 61,856,000 | 64,507,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 11,219,000 | 23,499,000 | 37,581,000 | 50,951,000 |
| Interest expense | 5,230,000 | 11,039,000 | 18,259,000 | 24,966,000 |
| Net interest income | 5,989,000 | 12,460,000 | 19,322,000 | 25,985,000 |
| Noninterest income | 3,193,000 | 4,403,000 | 6,391,000 | 9,572,000 |
| Noninterest expense | 6,685,000 | 11,437,000 | 17,531,000 | 24,953,000 |
| Provision for loan losses | 240,000 | 620,000 | 1,020,000 | 1,470,000 |
| Pretax income | 2,257,000 | 4,806,000 | 7,162,000 | 9,134,000 |
| Income tax | 718,000 | 1,554,000 | 2,312,000 | 2,312,000 |
| Net income | 1,539,000 | 3,252,000 | 4,850,000 | 6,822,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,405,000 | 57,184,000 | 58,826,000 | 60,243,000 |
| Total capital | 60,572,000 | 62,578,000 | 64,439,000 | 66,141,000 |
| Risk-weighted assets | 563,032,000 | 601,291,000 | 613,412,000 | 642,620,000 |