Call reports 2006
ORIGIN BANK — 2006
What ORIGIN BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 571,789,000 | 575,545,000 | 605,123,000 | 629,393,000 |
| Total loans | 407,344,000 | 429,187,000 | 445,362,000 | 453,238,000 |
| Allowance for loan losses | 5,160,000 | 5,038,000 | 5,127,000 | 4,531,000 |
| Securities available for sale | 86,782,000 | 82,910,000 | 79,549,000 | 92,299,000 |
| Securities held to maturity | 640,000 | 634,000 | 633,000 | 633,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 443,139,000 | 444,317,000 | 470,288,000 | 493,717,000 |
| Interest-bearing deposits | 351,098,000 | 351,197,000 | 367,929,000 | 405,009,000 |
| Noninterest-bearing deposits | 92,041,000 | 93,120,000 | 102,359,000 | 88,708,000 |
| Equity capital | 47,161,000 | 48,075,000 | 56,264,000 | 57,759,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 8,463,000 | 17,468,000 | 27,013,000 | 37,874,000 |
| Interest expense | 3,137,000 | 6,520,000 | 10,242,000 | 14,492,000 |
| Net interest income | 5,326,000 | 10,948,000 | 16,771,000 | 23,382,000 |
| Noninterest income | 2,044,000 | 3,757,000 | 5,759,000 | 7,219,000 |
| Noninterest expense | 5,365,000 | 10,773,000 | 16,374,000 | 22,447,000 |
| Provision for loan losses | 198,000 | 198,000 | 438,000 | 209,000 |
| Pretax income | 1,807,000 | 3,734,000 | 5,718,000 | 7,968,000 |
| Income tax | 538,000 | 1,076,000 | 1,655,000 | 2,350,000 |
| Net income | 1,269,000 | 2,658,000 | 4,063,000 | 5,618,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,084,000 | 44,692,000 | 52,212,000 | 53,738,000 |
| Total capital | 48,244,000 | 49,730,000 | 57,339,000 | 58,738,000 |
| Risk-weighted assets | 467,172,000 | 470,035,000 | 498,583,000 | 517,339,000 |