Call reports 2005
ORIGIN BANK — 2005
What ORIGIN BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 432,122,000 | 445,302,000 | 453,374,000 | 582,654,000 |
| Total loans | 335,208,000 | 352,001,000 | 354,127,000 | 395,795,000 |
| Allowance for loan losses | 4,590,000 | 4,653,000 | 4,734,000 | 5,129,000 |
| Securities available for sale | 32,253,000 | 31,530,000 | 30,446,000 | 73,091,000 |
| Securities held to maturity | 1,031,000 | 1,303,000 | 1,398,000 | 733,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 314,248,000 | 325,199,000 | 335,553,000 | 456,244,000 |
| Interest-bearing deposits | 247,688,000 | 256,426,000 | 253,251,000 | 356,051,000 |
| Noninterest-bearing deposits | 66,560,000 | 68,773,000 | 82,302,000 | 100,193,000 |
| Equity capital | 35,386,000 | 36,795,000 | 37,768,000 | 46,292,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 5,755,000 | 12,058,000 | 18,741,000 | 26,079,000 |
| Interest expense | 1,843,000 | 3,922,000 | 6,169,000 | 8,656,000 |
| Net interest income | 3,912,000 | 8,136,000 | 12,572,000 | 17,423,000 |
| Noninterest income | 1,529,000 | 2,967,000 | 4,489,000 | 5,963,000 |
| Noninterest expense | 3,677,000 | 7,479,000 | 11,614,000 | 16,261,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 616,000 |
| Pretax income | 1,614,000 | 3,324,000 | 4,997,000 | 6,509,000 |
| Income tax | 537,000 | 1,124,000 | 1,616,000 | 2,050,000 |
| Net income | 1,077,000 | 2,200,000 | 3,381,000 | 4,459,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,233,000 | 36,526,000 | 37,527,000 | 41,917,000 |
| Total capital | 39,730,000 | 41,179,000 | 42,261,000 | 47,046,000 |
| Risk-weighted assets | 359,629,000 | 375,848,000 | 398,359,000 | 458,039,000 |