Call reports 2004
ORIGIN BANK — 2004
What ORIGIN BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 387,563,000 | 395,753,000 | 399,797,000 | 422,398,000 |
| Total loans | 289,032,000 | 300,743,000 | 314,499,000 | 333,531,000 |
| Allowance for loan losses | 4,125,000 | 4,380,000 | 4,574,000 | 4,460,000 |
| Securities available for sale | 36,975,000 | 39,255,000 | 36,688,000 | 41,612,000 |
| Securities held to maturity | 1,934,000 | 1,887,000 | 3,374,000 | 2,671,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 298,885,000 | 303,206,000 | 293,855,000 | 311,453,000 |
| Interest-bearing deposits | 244,223,000 | 235,167,000 | 234,199,000 | 249,991,000 |
| Noninterest-bearing deposits | 54,662,000 | 68,039,000 | 59,656,000 | 61,462,000 |
| Equity capital | 32,314,000 | 32,724,000 | 34,055,000 | 34,732,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 4,738,000 | 9,503,000 | 14,684,000 | 20,226,000 |
| Interest expense | 1,488,000 | 2,973,000 | 4,538,000 | 6,233,000 |
| Net interest income | 3,250,000 | 6,530,000 | 10,146,000 | 13,993,000 |
| Noninterest income | 1,306,000 | 2,777,000 | 4,320,000 | 5,769,000 |
| Noninterest expense | 3,289,000 | 6,740,000 | 10,151,000 | 13,924,000 |
| Provision for loan losses | 375,000 | 650,000 | 875,000 | 875,000 |
| Pretax income | 897,000 | 1,940,000 | 3,497,000 | 5,023,000 |
| Income tax | 276,000 | 609,000 | 1,147,000 | 1,662,000 |
| Net income | 621,000 | 1,331,000 | 2,350,000 | 3,361,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,447,000 | 32,645,000 | 33,492,000 | 34,332,000 |
| Total capital | 35,572,000 | 36,898,000 | 37,709,000 | 38,762,000 |
| Risk-weighted assets | 330,745,000 | 340,109,000 | 337,011,000 | 354,385,000 |