Call reports 2003
ORIGIN BANK — 2003
What ORIGIN BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 331,493,000 | 339,585,000 | 357,440,000 | 380,117,000 |
| Total loans | 253,673,000 | 264,992,000 | 279,036,000 | 283,857,000 |
| Allowance for loan losses | 3,137,000 | 3,380,000 | 3,612,000 | 3,813,000 |
| Securities available for sale | 29,980,000 | 33,608,000 | 36,242,000 | 48,163,000 |
| Securities held to maturity | 3,880,000 | 3,477,000 | 3,369,000 | 2,266,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 271,414,000 | 274,577,000 | 275,132,000 | 294,344,000 |
| Interest-bearing deposits | 229,037,000 | 226,639,000 | 225,560,000 | 237,035,000 |
| Noninterest-bearing deposits | 42,377,000 | 47,938,000 | 49,572,000 | 57,309,000 |
| Equity capital | 25,860,000 | 26,478,000 | 26,686,000 | 31,470,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 4,561,000 | 9,098,000 | 13,710,000 | 18,410,000 |
| Interest expense | 1,832,000 | 3,576,000 | 5,177,000 | 6,689,000 |
| Net interest income | 2,729,000 | 5,522,000 | 8,533,000 | 11,721,000 |
| Noninterest income | 1,385,000 | 2,822,000 | 4,160,000 | 5,468,000 |
| Noninterest expense | 3,041,000 | 6,206,000 | 9,385,000 | 12,666,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,200,000 |
| Pretax income | 773,000 | 1,538,000 | 2,408,000 | 3,323,000 |
| Income tax | 239,000 | 409,000 | 647,000 | 897,000 |
| Net income | 534,000 | 1,129,000 | 1,761,000 | 2,426,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,230,000 | 25,695,000 | 26,197,000 | 30,981,000 |
| Total capital | 28,367,000 | 29,075,000 | 29,809,000 | 34,794,000 |
| Risk-weighted assets | 271,413,000 | 285,049,000 | 307,107,000 | 320,187,000 |