Call reports 2002
ORIGIN BANK — 2002
What ORIGIN BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 288,615,000 | 305,028,000 | 309,929,000 | 335,288,000 |
| Total loans | 215,908,000 | 226,721,000 | 238,898,000 | 258,515,000 |
| Allowance for loan losses | 2,110,000 | 2,328,000 | 2,683,000 | 2,950,000 |
| Securities available for sale | 23,446,000 | 28,982,000 | 28,312,000 | 31,374,000 |
| Securities held to maturity | 5,759,000 | 5,105,000 | 4,526,000 | 4,277,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 243,744,000 | 256,042,000 | 260,785,000 | 275,240,000 |
| Interest-bearing deposits | 205,829,000 | 213,459,000 | 218,896,000 | 228,284,000 |
| Noninterest-bearing deposits | 37,915,000 | 42,583,000 | 41,889,000 | 46,956,000 |
| Equity capital | 23,496,000 | 24,241,000 | 24,789,000 | 25,339,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 4,408,000 | 8,935,000 | 13,571,000 | 18,250,000 |
| Interest expense | 2,023,000 | 3,856,000 | 5,738,000 | 7,600,000 |
| Net interest income | 2,385,000 | 5,079,000 | 7,833,000 | 10,650,000 |
| Noninterest income | 1,136,000 | 2,260,000 | 3,393,000 | 4,682,000 |
| Noninterest expense | 2,612,000 | 5,264,000 | 7,940,000 | 10,832,000 |
| Provision for loan losses | 315,000 | 675,000 | 1,080,000 | 1,380,000 |
| Pretax income | 594,000 | 1,404,000 | 2,210,000 | 3,124,000 |
| Income tax | 198,000 | 468,000 | 705,000 | 980,000 |
| Net income | 396,000 | 936,000 | 1,505,000 | 2,144,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,466,000 | 23,877,000 | 24,316,000 | 24,825,000 |
| Total capital | 25,576,000 | 26,205,000 | 26,999,000 | 27,775,000 |
| Risk-weighted assets | 229,933,000 | 243,017,000 | 252,820,000 | 274,467,000 |