Call reports 2025
FIRST STATE BANK — 2025
What FIRST STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,324,453,000 | 1,290,034,000 | 1,332,417,000 | 1,316,947,000 |
| Total loans | 829,882,000 | 910,167,000 | 975,258,000 | 1,011,764,000 |
| Allowance for loan losses | 13,331,000 | 13,312,000 | 13,227,000 | 13,724,000 |
| Securities available for sale | 213,729,000 | 197,105,000 | 190,792,000 | 175,550,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,205,990,000 | 1,168,433,000 | 1,206,106,000 | 1,188,226,000 |
| Interest-bearing deposits | 1,017,474,000 | 974,054,000 | 1,016,437,000 | 1,009,365,000 |
| Noninterest-bearing deposits | 188,516,000 | 194,379,000 | 189,669,000 | 178,861,000 |
| Equity capital | 113,092,000 | 116,807,000 | 121,390,000 | 124,628,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 16,600,000 | 33,473,000 | 51,443,000 | 69,516,000 |
| Interest expense | 6,618,000 | 12,940,000 | 19,291,000 | 25,790,000 |
| Net interest income | 9,982,000 | 20,533,000 | 32,152,000 | 43,726,000 |
| Noninterest income | 2,561,000 | 5,229,000 | 8,015,000 | 10,652,000 |
| Noninterest expense | 8,274,000 | 17,223,000 | 26,187,000 | 35,535,000 |
| Provision for loan losses | 0 | 0 | 0 | 600,000 |
| Pretax income | 4,269,000 | 8,539,000 | 13,980,000 | 18,843,000 |
| Income tax | 847,000 | 1,677,000 | 2,762,000 | 3,727,000 |
| Net income | 3,422,000 | 6,862,000 | 11,218,000 | 15,116,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 118,850,000 | 121,517,000 | 125,169,000 | 127,679,000 |