Call reports 2024
FIRST STATE BANK — 2024
What FIRST STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,278,957,000 | 1,225,467,000 | 1,263,873,000 | 1,246,263,000 |
| Total loans | 707,833,000 | 829,237,000 | 876,305,000 | 845,231,000 |
| Allowance for loan losses | 13,417,000 | 13,377,000 | 13,366,000 | 13,342,000 |
| Securities available for sale | 230,154,000 | 220,312,000 | 218,768,000 | 213,218,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,031,225,000 | 1,078,852,000 | 1,149,572,000 | 1,132,744,000 |
| Interest-bearing deposits | 860,146,000 | 882,846,000 | 956,194,000 | 953,380,000 |
| Noninterest-bearing deposits | 171,079,000 | 196,006,000 | 193,378,000 | 179,364,000 |
| Equity capital | 97,610,000 | 100,386,000 | 108,182,000 | 108,318,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 14,885,000 | 30,734,000 | 46,981,000 | 62,925,000 |
| Interest expense | 5,774,000 | 11,970,000 | 17,973,000 | 24,465,000 |
| Net interest income | 9,111,000 | 18,764,000 | 29,008,000 | 38,460,000 |
| Noninterest income | 2,365,000 | 4,896,000 | 7,824,000 | 10,654,000 |
| Noninterest expense | 7,524,000 | 15,505,000 | 23,729,000 | 32,204,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,952,000 | 8,155,000 | 13,103,000 | 16,910,000 |
| Income tax | 753,000 | 1,567,000 | 2,542,000 | 3,297,000 |
| Net income | 3,199,000 | 6,588,000 | 10,561,000 | 13,613,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 107,713,000 | 110,362,000 | 113,618,000 | 116,147,000 |