Call reports 2021
FIRST STATE BANK — 2021
What FIRST STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,000,660,000 | 986,958,000 | 980,590,000 | 937,238,000 |
| Total loans | 502,537,000 | 455,365,000 | 503,985,000 | 487,295,000 |
| Allowance for loan losses | 12,538,000 | 13,405,000 | 14,211,000 | 13,212,000 |
| Securities available for sale | 138,427,000 | 141,923,000 | 154,843,000 | 167,000,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 909,211,000 | 895,606,000 | 890,092,000 | 846,046,000 |
| Interest-bearing deposits | 725,361,000 | 703,010,000 | 706,712,000 | 670,115,000 |
| Noninterest-bearing deposits | 183,850,000 | 192,596,000 | 183,380,000 | 175,931,000 |
| Equity capital | 89,987,000 | 89,956,000 | 89,907,000 | 90,550,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 6,366,000 | 12,388,000 | 18,520,000 | 24,661,000 |
| Interest expense | 358,000 | 566,000 | 718,000 | 853,000 |
| Net interest income | 6,008,000 | 11,822,000 | 17,802,000 | 23,808,000 |
| Noninterest income | 3,422,000 | 5,893,000 | 8,759,000 | 11,273,000 |
| Noninterest expense | 6,964,000 | 13,544,000 | 20,391,000 | 27,477,000 |
| Provision for loan losses | 750,000 | 1,500,000 | 2,250,000 | 1,250,000 |
| Pretax income | 1,716,000 | 2,671,000 | 3,920,000 | 6,354,000 |
| Income tax | 249,000 | 336,000 | 482,000 | 943,000 |
| Net income | 1,467,000 | 2,335,000 | 3,438,000 | 5,411,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 86,779,000 | 86,912,000 | 87,309,000 | 88,675,000 |