Call reports 2020
FIRST STATE BANK — 2020
What FIRST STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 828,473,000 | 926,729,000 | 990,020,000 | 926,882,000 |
| Total loans | 524,775,000 | 597,748,000 | 582,999,000 | 528,295,000 |
| Allowance for loan losses | 9,730,000 | 10,122,000 | 10,245,000 | 11,657,000 |
| Securities available for sale | 161,608,000 | 149,561,000 | 139,664,000 | 130,740,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 739,446,000 | 836,415,000 | 899,507,000 | 835,944,000 |
| Interest-bearing deposits | 616,571,000 | 667,031,000 | 727,769,000 | 676,734,000 |
| Noninterest-bearing deposits | 122,875,000 | 169,384,000 | 171,738,000 | 159,210,000 |
| Equity capital | 86,281,000 | 88,211,000 | 89,533,000 | 89,867,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 7,381,000 | 14,160,000 | 21,204,000 | 28,112,000 |
| Interest expense | 902,000 | 1,728,000 | 2,355,000 | 2,811,000 |
| Net interest income | 6,479,000 | 12,432,000 | 18,849,000 | 25,301,000 |
| Noninterest income | 3,263,000 | 6,163,000 | 9,945,000 | 13,711,000 |
| Noninterest expense | 6,681,000 | 12,845,000 | 19,743,000 | 27,022,000 |
| Provision for loan losses | 375,000 | 750,000 | 1,375,000 | 2,625,000 |
| Pretax income | 2,686,000 | 5,000,000 | 7,674,000 | 9,365,000 |
| Income tax | 480,000 | 955,000 | 1,437,000 | 1,717,000 |
| Net income | 2,206,000 | 4,045,000 | 6,237,000 | 7,648,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 82,664,000 | 83,763,000 | 85,233,000 | 86,016,000 |