Call reports 2019
FIRST STATE BANK — 2019
What FIRST STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 764,492,000 | 796,773,000 | 798,835,000 | 772,133,000 |
| Total loans | 540,209,000 | 541,648,000 | 554,482,000 | 539,997,000 |
| Allowance for loan losses | 7,809,000 | 8,188,000 | 8,704,000 | 9,161,000 |
| Securities available for sale | 137,101,000 | 138,078,000 | 154,914,000 | 160,231,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 684,381,000 | 714,836,000 | 716,041,000 | 687,395,000 |
| Interest-bearing deposits | 576,994,000 | 593,081,000 | 598,496,000 | 579,642,000 |
| Noninterest-bearing deposits | 107,387,000 | 121,755,000 | 117,545,000 | 107,753,000 |
| Equity capital | 78,343,000 | 80,308,000 | 81,749,000 | 83,519,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 7,638,000 | 15,962,000 | 23,925,000 | 31,417,000 |
| Interest expense | 783,000 | 1,787,000 | 2,711,000 | 3,633,000 |
| Net interest income | 6,855,000 | 14,175,000 | 21,214,000 | 27,784,000 |
| Noninterest income | 1,548,000 | 3,073,000 | 4,989,000 | 7,482,000 |
| Noninterest expense | 5,897,000 | 11,991,000 | 18,058,000 | 24,143,000 |
| Provision for loan losses | 375,000 | 750,000 | 1,125,000 | 1,500,000 |
| Pretax income | 2,131,000 | 4,507,000 | 7,020,000 | 9,623,000 |
| Income tax | 260,000 | 705,000 | 1,125,000 | 1,535,000 |
| Net income | 1,871,000 | 3,802,000 | 5,895,000 | 8,088,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,129,000 | 78,299,000 | 79,621,000 | 81,177,000 |
| Total capital | 84,415,000 | 85,666,000 | 87,136,000 | 88,600,000 |
| Risk-weighted assets | 582,351,000 | 588,548,000 | 599,972,000 | 592,076,000 |