Call reports 2018
FIRST STATE BANK — 2018
What FIRST STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 678,370,000 | 708,205,000 | 727,847,000 | 711,727,000 |
| Total loans | 466,977,000 | 504,627,000 | 505,078,000 | 527,193,000 |
| Allowance for loan losses | 6,224,000 | 6,471,000 | 7,037,000 | 7,264,000 |
| Securities available for sale | 148,350,000 | 144,465,000 | 139,672,000 | 137,898,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 604,740,000 | 608,120,000 | 652,068,000 | 615,893,000 |
| Interest-bearing deposits | 496,488,000 | 499,461,000 | 541,700,000 | 509,685,000 |
| Noninterest-bearing deposits | 108,252,000 | 108,659,000 | 110,368,000 | 106,208,000 |
| Equity capital | 72,334,000 | 73,091,000 | 73,970,000 | 75,970,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 6,521,000 | 13,495,000 | 20,910,000 | 28,304,000 |
| Interest expense | 373,000 | 845,000 | 1,412,000 | 1,983,000 |
| Net interest income | 6,148,000 | 12,650,000 | 19,498,000 | 26,321,000 |
| Noninterest income | 1,508,000 | 2,969,000 | 4,707,000 | 5,918,000 |
| Noninterest expense | 5,470,000 | 11,109,000 | 16,698,000 | 22,308,000 |
| Provision for loan losses | 150,000 | 300,000 | 525,000 | 750,000 |
| Pretax income | 2,037,000 | 4,210,000 | 6,980,000 | 9,179,000 |
| Income tax | 295,000 | 637,000 | 1,147,000 | 1,462,000 |
| Net income | 1,742,000 | 3,573,000 | 5,833,000 | 7,717,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,164,000 | 73,230,000 | 74,756,000 | 75,999,000 |
| Total capital | 78,387,000 | 79,701,000 | 81,793,000 | 83,263,000 |
| Risk-weighted assets | 521,688,000 | 560,349,000 | 576,171,000 | 587,650,000 |