Call reports 2017
FIRST STATE BANK — 2017
What FIRST STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 692,205,000 | 670,108,000 | 694,887,000 | 669,710,000 |
| Total loans | 441,459,000 | 451,281,000 | 459,001,000 | 453,651,000 |
| Allowance for loan losses | 6,022,000 | 6,329,000 | 6,500,000 | 6,060,000 |
| Securities available for sale | 140,894,000 | 145,055,000 | 147,399,000 | 145,727,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 619,813,000 | 596,333,000 | 620,638,000 | 591,309,000 |
| Interest-bearing deposits | 499,566,000 | 476,669,000 | 503,543,000 | 479,463,000 |
| Noninterest-bearing deposits | 120,247,000 | 119,664,000 | 117,095,000 | 111,846,000 |
| Equity capital | 71,319,000 | 72,318,000 | 72,928,000 | 72,593,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 5,950,000 | 12,158,000 | 18,550,000 | 25,057,000 |
| Interest expense | 286,000 | 562,000 | 862,000 | 1,194,000 |
| Net interest income | 5,664,000 | 11,596,000 | 17,688,000 | 23,863,000 |
| Noninterest income | 1,488,000 | 2,806,000 | 4,302,000 | 5,886,000 |
| Noninterest expense | 5,395,000 | 10,765,000 | 16,273,000 | 21,021,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 1,607,000 | 3,337,000 | 5,297,000 | 8,159,000 |
| Income tax | 375,000 | 765,000 | 1,295,000 | 2,800,000 |
| Net income | 1,232,000 | 2,572,000 | 4,002,000 | 5,359,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,365,000 | 69,952,000 | 70,642,000 | 71,350,000 |
| Total capital | 75,387,000 | 76,281,000 | 77,142,000 | 77,410,000 |
| Risk-weighted assets | 508,467,000 | 510,518,000 | 530,364,000 | 507,061,000 |