Call reports 2016
FIRST STATE BANK — 2016
What FIRST STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 654,650,000 | 663,900,000 | 676,230,000 | 665,434,000 |
| Total loans | 445,541,000 | 453,015,000 | 450,594,000 | 455,442,000 |
| Allowance for loan losses | 5,937,000 | 6,010,000 | 5,989,000 | 5,876,000 |
| Securities available for sale | 144,242,000 | 142,626,000 | 137,823,000 | 131,757,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 572,498,000 | 590,494,000 | 602,839,000 | 593,981,000 |
| Interest-bearing deposits | 471,738,000 | 473,399,000 | 494,050,000 | 487,063,000 |
| Noninterest-bearing deposits | 100,760,000 | 117,095,000 | 108,789,000 | 106,918,000 |
| Equity capital | 70,775,000 | 72,085,000 | 72,345,000 | 70,637,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 6,152,000 | 12,237,000 | 18,350,000 | 24,414,000 |
| Interest expense | 271,000 | 540,000 | 824,000 | 1,113,000 |
| Net interest income | 5,881,000 | 11,697,000 | 17,526,000 | 23,301,000 |
| Noninterest income | 1,359,000 | 3,138,000 | 4,930,000 | 6,818,000 |
| Noninterest expense | 5,302,000 | 10,657,000 | 16,181,000 | 22,025,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,938,000 | 4,178,000 | 6,275,000 | 8,094,000 |
| Income tax | 525,000 | 1,105,000 | 1,730,000 | 2,185,000 |
| Net income | 1,413,000 | 3,073,000 | 4,545,000 | 5,909,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,846,000 | 67,743,000 | 68,433,000 | 69,086,000 |
| Total capital | 72,783,000 | 73,753,000 | 74,422,000 | 74,962,000 |
| Risk-weighted assets | 487,221,000 | 499,437,000 | 501,710,000 | 503,362,000 |