Call reports 2015
FIRST STATE BANK — 2015
What FIRST STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 655,077,000 | 647,282,000 | 656,175,000 | 652,972,000 |
| Total loans | 429,139,000 | 443,493,000 | 450,550,000 | 449,509,000 |
| Allowance for loan losses | 7,462,000 | 6,197,000 | 6,346,000 | 6,253,000 |
| Securities available for sale | 148,747,000 | 138,250,000 | 137,687,000 | 134,299,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 574,794,000 | 567,768,000 | 585,049,000 | 582,580,000 |
| Interest-bearing deposits | 469,562,000 | 469,633,000 | 482,478,000 | 480,874,000 |
| Noninterest-bearing deposits | 105,232,000 | 98,135,000 | 102,571,000 | 101,706,000 |
| Equity capital | 68,586,000 | 68,196,000 | 69,443,000 | 69,479,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 5,995,000 | 12,042,000 | 18,304,000 | 24,601,000 |
| Interest expense | 271,000 | 546,000 | 824,000 | 1,100,000 |
| Net interest income | 5,724,000 | 11,496,000 | 17,480,000 | 23,501,000 |
| Noninterest income | 1,766,000 | 3,649,000 | 5,782,000 | 7,167,000 |
| Noninterest expense | 5,766,000 | 11,951,000 | 17,607,000 | 23,337,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,724,000 | 3,222,000 | 5,683,000 | 7,369,000 |
| Income tax | 470,000 | 860,000 | 1,555,000 | 2,015,000 |
| Net income | 1,254,000 | 2,362,000 | 4,128,000 | 5,354,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,349,000 | 64,676,000 | 65,671,000 | 66,203,000 |
| Total capital | 70,420,000 | 70,635,000 | 71,744,000 | 72,228,000 |
| Risk-weighted assets | 484,333,000 | 476,526,000 | 485,652,000 | 481,872,000 |