Call reports 2014
FIRST STATE BANK — 2014
What FIRST STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 614,254,000 | 637,656,000 | 649,047,000 | 636,219,000 |
| Total loans | 384,585,000 | 394,931,000 | 404,747,000 | 420,418,000 |
| Allowance for loan losses | 7,299,000 | 7,309,000 | 7,630,000 | 7,400,000 |
| Securities available for sale | 165,495,000 | 162,572,000 | 156,466,000 | 151,377,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 523,467,000 | 539,692,000 | 550,708,000 | 534,381,000 |
| Interest-bearing deposits | 420,394,000 | 431,710,000 | 447,784,000 | 440,720,000 |
| Noninterest-bearing deposits | 103,073,000 | 107,982,000 | 102,924,000 | 93,661,000 |
| Equity capital | 64,261,000 | 66,028,000 | 66,576,000 | 67,624,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 5,757,000 | 11,840,000 | 17,966,000 | 23,951,000 |
| Interest expense | 197,000 | 438,000 | 703,000 | 969,000 |
| Net interest income | 5,560,000 | 11,402,000 | 17,263,000 | 22,982,000 |
| Noninterest income | 1,408,000 | 3,224,000 | 5,227,000 | 7,205,000 |
| Noninterest expense | 5,462,000 | 10,791,000 | 16,443,000 | 22,023,000 |
| Provision for loan losses | 161,000 | 173,000 | 188,000 | 0 |
| Pretax income | 1,345,000 | 3,662,000 | 5,859,000 | 8,164,000 |
| Income tax | 425,000 | 1,125,000 | 1,770,000 | 2,420,000 |
| Net income | 920,000 | 2,537,000 | 4,089,000 | 5,744,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,293,000 | 62,129,000 | 62,920,000 | 63,858,000 |
| Total capital | 66,916,000 | 68,047,000 | 68,964,000 | 70,051,000 |
| Risk-weighted assets | 448,239,000 | 471,972,000 | 481,857,000 | 494,547,000 |