Call reports 2013
FIRST STATE BANK — 2013
What FIRST STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 570,934,000 | 580,217,000 | 574,219,000 | 564,481,000 |
| Total loans | 357,658,000 | 363,362,000 | 345,056,000 | 370,921,000 |
| Allowance for loan losses | 6,776,000 | 7,463,000 | 7,422,000 | 7,381,000 |
| Securities available for sale | 92,985,000 | 83,549,000 | 97,781,000 | 133,731,000 |
| Securities held to maturity | 5,000,000 | 5,000,000 | 5,000,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 505,165,000 | 515,253,000 | 508,925,000 | 499,943,000 |
| Interest-bearing deposits | 410,275,000 | 405,856,000 | 399,947,000 | 395,658,000 |
| Noninterest-bearing deposits | 94,890,000 | 109,397,000 | 108,978,000 | 104,285,000 |
| Equity capital | 63,727,000 | 63,098,000 | 63,603,000 | 63,853,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 5,616,000 | 11,241,000 | 16,893,000 | 22,624,000 |
| Interest expense | 249,000 | 485,000 | 709,000 | 914,000 |
| Net interest income | 5,367,000 | 10,756,000 | 16,184,000 | 21,710,000 |
| Noninterest income | 1,699,000 | 3,774,000 | 5,756,000 | 7,483,000 |
| Noninterest expense | 5,085,000 | 10,445,000 | 15,873,000 | 21,075,000 |
| Provision for loan losses | 607,000 | 1,220,000 | 1,237,000 | 1,247,000 |
| Pretax income | 1,374,000 | 2,865,000 | 4,830,000 | 6,871,000 |
| Income tax | 435,000 | 855,000 | 1,530,000 | 2,180,000 |
| Net income | 939,000 | 2,010,000 | 3,300,000 | 4,691,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,642,000 | 59,942,000 | 60,461,000 | 61,135,000 |
| Total capital | 64,652,000 | 65,063,000 | 65,066,000 | 66,450,000 |
| Risk-weighted assets | 399,132,000 | 406,562,000 | 398,140,000 | 423,165,000 |