Call reports 2012
FIRST STATE BANK — 2012
What FIRST STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 577,037,000 | 568,903,000 | 590,286,000 | 558,675,000 |
| Total loans | 306,378,000 | 327,665,000 | 344,033,000 | 354,510,000 |
| Allowance for loan losses | 7,473,000 | 7,276,000 | 7,107,000 | 7,217,000 |
| Securities available for sale | 117,391,000 | 119,726,000 | 111,986,000 | 102,496,000 |
| Securities held to maturity | 10,000,000 | 8,000,000 | 8,000,000 | 5,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 506,522,000 | 500,512,000 | 522,208,000 | 493,037,000 |
| Interest-bearing deposits | 410,955,000 | 403,500,000 | 422,785,000 | 398,094,000 |
| Noninterest-bearing deposits | 95,567,000 | 97,012,000 | 99,423,000 | 94,943,000 |
| Equity capital | 62,162,000 | 62,790,000 | 64,287,000 | 62,989,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,666,000 | 11,468,000 | 17,236,000 | 23,029,000 |
| Interest expense | 474,000 | 877,000 | 1,227,000 | 1,519,000 |
| Net interest income | 5,192,000 | 10,591,000 | 16,009,000 | 21,510,000 |
| Noninterest income | 1,313,000 | 2,822,000 | 4,351,000 | 6,206,000 |
| Noninterest expense | 5,071,000 | 10,065,000 | 14,306,000 | 19,576,000 |
| Provision for loan losses | 610,000 | 1,222,000 | 1,842,000 | 2,982,000 |
| Pretax income | 824,000 | 2,126,000 | 4,212,000 | 5,158,000 |
| Income tax | 280,000 | 705,000 | 1,500,000 | 1,850,000 |
| Net income | 544,000 | 1,421,000 | 2,712,000 | 3,308,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,900,000 | 57,091,000 | 59,230,000 | 58,703,000 |
| Total capital | 60,271,000 | 61,686,000 | 64,009,000 | 63,587,000 |
| Risk-weighted assets | 345,823,000 | 364,152,000 | 384,975,000 | 388,456,000 |