Call reports 2011
FIRST STATE BANK — 2011
What FIRST STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 587,813,000 | 575,360,000 | 584,899,000 | 557,825,000 |
| Total loans | 285,166,000 | 293,540,000 | 293,891,000 | 307,649,000 |
| Allowance for loan losses | 8,382,000 | 7,719,000 | 6,832,000 | 7,429,000 |
| Securities available for sale | 133,876,000 | 123,239,000 | 114,102,000 | 122,986,000 |
| Securities held to maturity | 0 | 0 | 0 | 10,008,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 507,044,000 | 497,443,000 | 509,601,000 | 485,134,000 |
| Interest-bearing deposits | 434,350,000 | 417,537,000 | 418,721,000 | 397,434,000 |
| Noninterest-bearing deposits | 72,694,000 | 79,906,000 | 90,880,000 | 87,700,000 |
| Equity capital | 62,171,000 | 62,484,000 | 62,506,000 | 62,723,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 5,850,000 | 11,741,000 | 17,348,000 | 23,207,000 |
| Interest expense | 907,000 | 1,726,000 | 2,437,000 | 3,017,000 |
| Net interest income | 4,943,000 | 10,015,000 | 14,911,000 | 20,190,000 |
| Noninterest income | 1,122,000 | 2,324,000 | 3,498,000 | 4,826,000 |
| Noninterest expense | 4,985,000 | 10,137,000 | 14,877,000 | 18,870,000 |
| Provision for loan losses | 675,000 | 1,380,000 | 2,075,000 | 3,650,000 |
| Pretax income | 383,000 | 800,000 | 1,435,000 | 2,174,000 |
| Income tax | 105,000 | 235,000 | 320,000 | 615,000 |
| Net income | 278,000 | 565,000 | 1,115,000 | 1,559,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,822,000 | 53,775,000 | 54,287,000 | 56,198,000 |
| Total capital | 57,915,000 | 57,909,000 | 58,478,000 | 60,459,000 |
| Risk-weighted assets | 322,538,000 | 326,414,000 | 331,861,000 | 340,216,000 |