Call reports 2010
FIRST STATE BANK — 2010
What FIRST STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 608,886,000 | 593,689,000 | 600,886,000 | 585,434,000 |
| Total loans | 291,117,000 | 285,684,000 | 297,489,000 | 282,815,000 |
| Allowance for loan losses | 11,296,000 | 10,863,000 | 9,912,000 | 8,453,000 |
| Securities available for sale | 189,888,000 | 172,723,000 | 158,280,000 | 143,841,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 513,920,000 | 500,621,000 | 513,857,000 | 500,528,000 |
| Interest-bearing deposits | 440,742,000 | 425,163,000 | 435,799,000 | 431,263,000 |
| Noninterest-bearing deposits | 73,178,000 | 75,458,000 | 78,058,000 | 69,265,000 |
| Equity capital | 58,489,000 | 59,690,000 | 59,287,000 | 62,088,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 6,522,000 | 13,258,000 | 19,772,000 | 25,908,000 |
| Interest expense | 1,517,000 | 2,751,000 | 4,013,000 | 5,047,000 |
| Net interest income | 5,005,000 | 10,507,000 | 15,759,000 | 20,861,000 |
| Noninterest income | 622,000 | 1,612,000 | 2,745,000 | 5,523,000 |
| Noninterest expense | 4,697,000 | 9,581,000 | 14,748,000 | 18,160,000 |
| Provision for loan losses | 3,100,000 | 3,700,000 | 3,900,000 | 4,100,000 |
| Pretax income | -2,170,000 | -4,417,000 | -3,399,000 | 869,000 |
| Income tax | -710,000 | -1,460,000 | -1,180,000 | 195,000 |
| Net income | -1,460,000 | -2,957,000 | -2,219,000 | 674,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,823,000 | 48,967,000 | 49,315,000 | 53,537,000 |
| Total capital | 53,701,000 | 52,888,000 | 53,420,000 | 57,473,000 |
| Risk-weighted assets | 330,137,000 | 306,741,000 | 322,929,000 | 312,900,000 |