Call reports 2009
FIRST STATE BANK — 2009
What FIRST STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 666,782,000 | 670,812,000 | 642,055,000 | 608,364,000 |
| Total loans | 346,119,000 | 327,289,000 | 313,761,000 | 300,763,000 |
| Allowance for loan losses | 8,874,000 | 8,398,000 | 8,328,000 | 9,807,000 |
| Securities available for sale | 230,150,000 | 209,022,000 | 212,710,000 | 201,554,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 548,790,000 | 557,145,000 | 532,856,000 | 508,068,000 |
| Interest-bearing deposits | 483,830,000 | 490,082,000 | 466,128,000 | 439,398,000 |
| Noninterest-bearing deposits | 64,960,000 | 67,063,000 | 66,728,000 | 68,670,000 |
| Equity capital | 61,425,000 | 61,514,000 | 62,636,000 | 59,456,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 8,046,000 | 15,779,000 | 23,094,000 | 30,132,000 |
| Interest expense | 2,907,000 | 5,365,000 | 7,490,000 | 9,279,000 |
| Net interest income | 5,139,000 | 10,414,000 | 15,604,000 | 20,853,000 |
| Noninterest income | 433,000 | 1,383,000 | 2,363,000 | 3,127,000 |
| Noninterest expense | 4,967,000 | 9,941,000 | 14,563,000 | 18,441,000 |
| Provision for loan losses | 1,800,000 | 3,600,000 | 6,400,000 | 12,800,000 |
| Pretax income | -1,195,000 | -1,744,000 | -2,996,000 | -7,391,000 |
| Income tax | -350,000 | -600,000 | -1,005,000 | -2,400,000 |
| Net income | -845,000 | -1,144,000 | -1,991,000 | -4,991,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,411,000 | 55,026,000 | 54,771,000 | 51,759,000 |
| Total capital | 60,142,000 | 59,694,000 | 58,880,000 | 55,667,000 |
| Risk-weighted assets | 374,366,000 | 378,598,000 | 356,300,000 | 336,463,000 |