Call reports 2007
FIRST STATE BANK — 2007
What FIRST STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 755,069,000 | 775,631,000 | 768,718,000 | 746,325,000 |
| Total loans | 452,622,000 | 433,979,000 | 436,798,000 | 431,038,000 |
| Allowance for loan losses | 6,949,000 | 6,195,000 | 9,640,000 | 8,993,000 |
| Securities available for sale | 239,734,000 | 266,684,000 | 261,952,000 | 260,269,000 |
| Securities held to maturity | 0 | 0 | 1,000,000 | 1,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 599,989,000 | 622,345,000 | 620,274,000 | 601,625,000 |
| Interest-bearing deposits | 524,430,000 | 537,810,000 | 545,134,000 | 530,632,000 |
| Noninterest-bearing deposits | 75,559,000 | 84,535,000 | 75,140,000 | 70,993,000 |
| Equity capital | 73,934,000 | 72,021,000 | 70,019,000 | 63,762,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 10,767,000 | 21,549,000 | 32,116,000 | 42,693,000 |
| Interest expense | 5,264,000 | 10,755,000 | 16,373,000 | 21,969,000 |
| Net interest income | 5,503,000 | 10,794,000 | 15,743,000 | 20,724,000 |
| Noninterest income | 1,295,000 | 2,593,000 | 3,815,000 | 4,635,000 |
| Noninterest expense | 5,136,000 | 10,153,000 | 15,307,000 | 19,530,000 |
| Provision for loan losses | 600,000 | 1,850,000 | 7,450,000 | 19,050,000 |
| Pretax income | 1,062,000 | 1,384,000 | -3,199,000 | -13,221,000 |
| Income tax | 375,000 | 500,000 | -1,100,000 | -4,500,000 |
| Net income | 687,000 | 884,000 | -2,099,000 | -8,721,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,531,000 | 73,426,000 | 69,921,000 | 64,026,000 |
| Total capital | 79,146,000 | 79,088,000 | 75,492,000 | 69,448,000 |
| Risk-weighted assets | 459,946,000 | 451,638,000 | 441,635,000 | 430,222,000 |