Call reports 2006
FIRST STATE BANK — 2006
What FIRST STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 722,747,000 | 764,575,000 | 763,016,000 | 750,578,000 |
| Total loans | 423,013,000 | 448,420,000 | 454,017,000 | 468,112,000 |
| Allowance for loan losses | 5,831,000 | 6,083,000 | 8,334,000 | 7,388,000 |
| Securities available for sale | 247,470,000 | 263,846,000 | 249,358,000 | 236,110,000 |
| Securities held to maturity | 1,456,000 | 455,000 | 355,000 | 2,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 603,503,000 | 615,157,000 | 621,214,000 | 596,638,000 |
| Interest-bearing deposits | 507,585,000 | 513,895,000 | 526,339,000 | 509,501,000 |
| Noninterest-bearing deposits | 95,918,000 | 101,262,000 | 94,875,000 | 87,137,000 |
| Equity capital | 72,075,000 | 71,670,000 | 72,102,000 | 73,068,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 9,088,000 | 18,996,000 | 29,667,000 | 40,540,000 |
| Interest expense | 3,488,000 | 7,846,000 | 12,864,000 | 18,164,000 |
| Net interest income | 5,600,000 | 11,150,000 | 16,803,000 | 22,376,000 |
| Noninterest income | 1,280,000 | 2,554,000 | 3,601,000 | 4,712,000 |
| Noninterest expense | 5,043,000 | 10,130,000 | 15,244,000 | 20,084,000 |
| Provision for loan losses | 375,000 | 750,000 | 3,058,000 | 4,583,000 |
| Pretax income | 1,462,000 | 2,824,000 | 2,102,000 | 2,421,000 |
| Income tax | 450,000 | 900,000 | 1,350,000 | 850,000 |
| Net income | 1,012,000 | 1,924,000 | 752,000 | 1,571,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,478,000 | 74,079,000 | 72,414,000 | 73,190,000 |
| Total capital | 78,773,000 | 79,584,000 | 78,076,000 | 78,902,000 |
| Risk-weighted assets | 422,903,000 | 439,662,000 | 450,265,000 | 455,313,000 |