Call reports 2002
FIRST STATE BANK — 2002
What FIRST STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 658,545,000 | 641,752,000 | 685,185,000 | 676,789,000 |
| Total loans | 367,176,000 | 366,793,000 | 379,382,000 | 384,198,000 |
| Allowance for loan losses | 4,962,000 | 4,941,000 | 4,662,000 | 4,914,000 |
| Securities available for sale | 128,569,000 | 143,286,000 | 142,873,000 | 143,142,000 |
| Securities held to maturity | 63,745,000 | 80,749,000 | 78,309,000 | 67,059,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 573,405,000 | 571,170,000 | 611,351,000 | 601,944,000 |
| Interest-bearing deposits | 537,311,000 | 536,403,000 | 550,790,000 | 541,913,000 |
| Noninterest-bearing deposits | 36,094,000 | 34,767,000 | 60,560,000 | 60,030,000 |
| Equity capital | 61,565,000 | 63,520,000 | 65,524,000 | 65,862,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 9,280,000 | 17,923,000 | 26,360,000 | 36,760,000 |
| Interest expense | 3,154,000 | 6,120,000 | 8,883,000 | 11,431,000 |
| Net interest income | 6,126,000 | 11,803,000 | 17,477,000 | 25,329,000 |
| Noninterest income | 735,000 | 1,174,000 | 3,396,000 | 3,419,000 |
| Noninterest expense | 4,034,000 | 7,761,000 | 12,854,000 | 18,238,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 570,000 |
| Pretax income | 2,797,000 | 5,152,000 | 7,929,000 | 9,940,000 |
| Income tax | 950,000 | 1,775,000 | 2,650,000 | 3,370,000 |
| Net income | 1,847,000 | 3,377,000 | 5,279,000 | 6,570,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,988,000 | 63,242,000 | 64,866,000 | 65,091,000 |
| Total capital | 66,642,000 | 67,818,000 | 69,528,000 | 69,749,000 |
| Risk-weighted assets | 371,994,000 | 365,728,000 | 375,133,000 | 372,356,000 |