Call reports 2001
FIRST STATE BANK — 2001
What FIRST STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 637,149,000 | 642,048,000 | 647,896,000 | 647,109,000 |
| Total loans | 395,194,000 | 393,122,000 | 390,433,000 | 385,265,000 |
| Allowance for loan losses | 4,298,000 | 4,336,000 | 4,378,000 | 4,995,000 |
| Securities available for sale | 88,740,000 | 103,135,000 | 114,686,000 | 117,484,000 |
| Securities held to maturity | 50,486,000 | 55,840,000 | 65,089,000 | 58,342,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 574,514,000 | 577,269,000 | 581,656,000 | 577,707,000 |
| Interest-bearing deposits | 495,225,000 | 489,155,000 | 494,827,000 | 546,030,000 |
| Noninterest-bearing deposits | 79,289,000 | 88,113,000 | 86,829,000 | 31,677,000 |
| Equity capital | 57,327,000 | 59,210,000 | 61,108,000 | 60,305,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 10,950,000 | 21,841,000 | 32,223,000 | 41,927,000 |
| Interest expense | 5,501,000 | 10,432,000 | 14,802,000 | 18,450,000 |
| Net interest income | 5,449,000 | 11,409,000 | 17,421,000 | 23,477,000 |
| Noninterest income | 701,000 | 1,187,000 | 1,796,000 | 2,245,000 |
| Noninterest expense | 3,504,000 | 6,788,000 | 10,463,000 | 14,457,000 |
| Provision for loan losses | 30,000 | 95,000 | 125,000 | 755,000 |
| Pretax income | 2,615,000 | 5,712,000 | 8,628,000 | 10,509,000 |
| Income tax | 765,000 | 1,720,000 | 2,640,000 | 3,530,000 |
| Net income | 1,850,000 | 3,992,000 | 5,988,000 | 6,979,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,087,000 | 58,957,000 | 60,684,000 | 60,416,000 |
| Total capital | 61,385,000 | 63,293,000 | 65,062,000 | 64,979,000 |
| Risk-weighted assets | 371,078,000 | 368,238,000 | 368,783,000 | 364,565,000 |