Call report 2023Q4
VALLEY CENTRAL BANK — 2023Q4
The 22 measures VALLEY CENTRAL BANK reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 168,199,000 | USD | evidence → |
| Total loans | 143,316,000 | USD | evidence → |
| Allowance for loan losses | 1,753,000 | USD | evidence → |
| Securities available for sale | 10,702,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 117,200,000 | USD | evidence → |
| Interest-bearing deposits | 87,406,000 | USD | evidence → |
| Noninterest-bearing deposits | 29,794,000 | USD | evidence → |
| Equity capital | 36,350,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,911,000 | USD | evidence → |
| Interest expense | 1,814,000 | USD | evidence → |
| Net interest income | 5,097,000 | USD | evidence → |
| Noninterest income | 478,000 | USD | evidence → |
| Noninterest expense | 5,414,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 168,000 | USD | evidence → |
| Income tax | 10,000 | USD | evidence → |
| Net income | 158,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 36,495,000 | USD | evidence → |