Call report 2022Q4
VALLEY CENTRAL BANK — 2022Q4
The 22 measures VALLEY CENTRAL BANK reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 153,786,000 | USD | evidence → |
| Total loans | 121,901,000 | USD | evidence → |
| Allowance for loan losses | 1,037,000 | USD | evidence → |
| Securities available for sale | 13,742,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 114,528,000 | USD | evidence → |
| Interest-bearing deposits | 84,436,000 | USD | evidence → |
| Noninterest-bearing deposits | 30,092,000 | USD | evidence → |
| Equity capital | 36,515,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,392,000 | USD | evidence → |
| Interest expense | 391,000 | USD | evidence → |
| Net interest income | 5,001,000 | USD | evidence → |
| Noninterest income | 564,000 | USD | evidence → |
| Noninterest expense | 5,609,000 | USD | evidence → |
| Provision for loan losses | -50,000 | USD | evidence → |
| Pretax income | -3,000 | USD | evidence → |
| Income tax | -24,000 | USD | evidence → |
| Net income | 21,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 36,903,000 | USD | evidence → |