Call report 2021Q4
VALLEY CENTRAL BANK — 2021Q4
The 22 measures VALLEY CENTRAL BANK reported to the FFIEC for 2021Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 153,937,000 | USD | evidence → |
| Total loans | 106,354,000 | USD | evidence → |
| Allowance for loan losses | 1,039,000 | USD | evidence → |
| Securities available for sale | 8,162,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 114,092,000 | USD | evidence → |
| Interest-bearing deposits | 84,667,000 | USD | evidence → |
| Noninterest-bearing deposits | 29,425,000 | USD | evidence → |
| Equity capital | 37,220,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,236,000 | USD | evidence → |
| Interest expense | 452,000 | USD | evidence → |
| Net interest income | 4,784,000 | USD | evidence → |
| Noninterest income | 1,752,000 | USD | evidence → |
| Noninterest expense | 6,554,000 | USD | evidence → |
| Provision for loan losses | -50,000 | USD | evidence → |
| Pretax income | 3,000 | USD | evidence → |
| Income tax | -139,000 | USD | evidence → |
| Net income | 142,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 37,141,000 | USD | evidence → |