Call report 2020Q4
VALLEY CENTRAL BANK — 2020Q4
The 22 measures VALLEY CENTRAL BANK reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 153,663,000 | USD | evidence → |
| Total loans | 126,534,000 | USD | evidence → |
| Allowance for loan losses | 1,134,000 | USD | evidence → |
| Securities available for sale | 3,856,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 110,556,000 | USD | evidence → |
| Interest-bearing deposits | 84,330,000 | USD | evidence → |
| Noninterest-bearing deposits | 26,226,000 | USD | evidence → |
| Equity capital | 37,173,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,760,000 | USD | evidence → |
| Interest expense | 869,000 | USD | evidence → |
| Net interest income | 5,891,000 | USD | evidence → |
| Noninterest income | 2,701,000 | USD | evidence → |
| Noninterest expense | 7,105,000 | USD | evidence → |
| Provision for loan losses | 200,000 | USD | evidence → |
| Pretax income | 1,270,000 | USD | evidence → |
| Income tax | 258,000 | USD | evidence → |
| Net income | 1,012,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 36,999,000 | USD | evidence → |