Call report 2019Q4
VALLEY CENTRAL BANK — 2019Q4
The 22 measures VALLEY CENTRAL BANK reported to the FFIEC for 2019Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 152,116,000 | USD | evidence → |
| Total loans | 134,257,000 | USD | evidence → |
| Allowance for loan losses | 944,000 | USD | evidence → |
| Securities available for sale | 4,699,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 98,170,000 | USD | evidence → |
| Interest-bearing deposits | 77,103,000 | USD | evidence → |
| Noninterest-bearing deposits | 21,067,000 | USD | evidence → |
| Equity capital | 36,123,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,304,000 | USD | evidence → |
| Interest expense | 1,038,000 | USD | evidence → |
| Net interest income | 4,266,000 | USD | evidence → |
| Noninterest income | 1,063,000 | USD | evidence → |
| Noninterest expense | 5,287,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 42,000 | USD | evidence → |
| Income tax | 30,000 | USD | evidence → |
| Net income | 12,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 35,936,000 | USD | evidence → |
| Total capital | 36,909,000 | USD | evidence → |
| Risk-weighted assets | 109,723,000 | USD | evidence → |