Call report 2014Q4
VALLEY CENTRAL BANK — 2014Q4
The 22 measures VALLEY CENTRAL BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 101,764,000 | USD | evidence → |
| Total loans | 73,290,000 | USD | evidence → |
| Allowance for loan losses | 628,000 | USD | evidence → |
| Securities available for sale | 17,651,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 68,582,000 | USD | evidence → |
| Interest-bearing deposits | 64,751,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,831,000 | USD | evidence → |
| Equity capital | 26,760,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,600,000 | USD | evidence → |
| Interest expense | 363,000 | USD | evidence → |
| Net interest income | 3,237,000 | USD | evidence → |
| Noninterest income | 88,000 | USD | evidence → |
| Noninterest expense | 2,268,000 | USD | evidence → |
| Provision for loan losses | 25,000 | USD | evidence → |
| Pretax income | 1,032,000 | USD | evidence → |
| Income tax | 354,000 | USD | evidence → |
| Net income | 678,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 26,893,000 | USD | evidence → |
| Total capital | 27,520,000 | USD | evidence → |
| Risk-weighted assets | 61,364,000 | USD | evidence → |