Call report 2012Q4
VALLEY CENTRAL BANK — 2012Q4
The 22 measures VALLEY CENTRAL BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 86,070,000 | USD | evidence → |
| Total loans | 54,430,000 | USD | evidence → |
| Allowance for loan losses | 698,000 | USD | evidence → |
| Securities available for sale | 18,904,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 59,064,000 | USD | evidence → |
| Interest-bearing deposits | 57,162,000 | USD | evidence → |
| Noninterest-bearing deposits | 1,902,000 | USD | evidence → |
| Equity capital | 25,792,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,394,000 | USD | evidence → |
| Interest expense | 541,000 | USD | evidence → |
| Net interest income | 2,853,000 | USD | evidence → |
| Noninterest income | 61,000 | USD | evidence → |
| Noninterest expense | 2,296,000 | USD | evidence → |
| Provision for loan losses | 120,000 | USD | evidence → |
| Pretax income | 498,000 | USD | evidence → |
| Income tax | 169,000 | USD | evidence → |
| Net income | 329,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 25,518,000 | USD | evidence → |
| Total capital | 26,082,000 | USD | evidence → |
| Risk-weighted assets | 44,981,000 | USD | evidence → |