Call report 2012Q1
VALLEY CENTRAL BANK — 2012Q1
The 22 measures VALLEY CENTRAL BANK reported to the FFIEC for 2012Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 87,621,000 | USD | evidence → |
| Total loans | 52,777,000 | USD | evidence → |
| Allowance for loan losses | 600,000 | USD | evidence → |
| Securities available for sale | 23,594,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 60,292,000 | USD | evidence → |
| Interest-bearing deposits | 59,568,000 | USD | evidence → |
| Noninterest-bearing deposits | 724,000 | USD | evidence → |
| Equity capital | 25,972,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 883,000 | USD | evidence → |
| Interest expense | 156,000 | USD | evidence → |
| Net interest income | 727,000 | USD | evidence → |
| Noninterest income | -11,000 | USD | evidence → |
| Noninterest expense | 524,000 | USD | evidence → |
| Provision for loan losses | 45,000 | USD | evidence → |
| Pretax income | 147,000 | USD | evidence → |
| Income tax | 50,000 | USD | evidence → |
| Net income | 97,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 25,811,000 | USD | evidence → |
| Total capital | 26,345,000 | USD | evidence → |
| Risk-weighted assets | 42,690,000 | USD | evidence → |