Call report 2009Q4
VALLEY CENTRAL BANK — 2009Q4
The 22 measures VALLEY CENTRAL BANK reported to the FFIEC for 2009Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 81,666,000 | USD | evidence → |
| Total loans | 53,257,000 | USD | evidence → |
| Allowance for loan losses | 732,000 | USD | evidence → |
| Securities available for sale | 16,095,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 54,910,000 | USD | evidence → |
| Interest-bearing deposits | 54,489,000 | USD | evidence → |
| Noninterest-bearing deposits | 421,000 | USD | evidence → |
| Equity capital | 25,390,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,958,000 | USD | evidence → |
| Interest expense | 1,226,000 | USD | evidence → |
| Net interest income | 2,732,000 | USD | evidence → |
| Noninterest income | 30,000 | USD | evidence → |
| Noninterest expense | 1,808,000 | USD | evidence → |
| Provision for loan losses | 1,040,000 | USD | evidence → |
| Pretax income | -86,000 | USD | evidence → |
| Income tax | -29,000 | USD | evidence → |
| Net income | -57,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 25,260,000 | USD | evidence → |
| Total capital | 25,858,000 | USD | evidence → |
| Risk-weighted assets | 47,346,000 | USD | evidence → |