Call report 2007Q1
VALLEY CENTRAL BANK — 2007Q1
The 22 measures VALLEY CENTRAL BANK reported to the FFIEC for 2007Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 79,701,000 | USD | evidence → |
| Total loans | 52,742,000 | USD | evidence → |
| Allowance for loan losses | 308,000 | USD | evidence → |
| Securities available for sale | 10,001,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 53,429,000 | USD | evidence → |
| Interest-bearing deposits | 52,871,000 | USD | evidence → |
| Noninterest-bearing deposits | 558,000 | USD | evidence → |
| Equity capital | 24,776,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,144,000 | USD | evidence → |
| Interest expense | 448,000 | USD | evidence → |
| Net interest income | 696,000 | USD | evidence → |
| Noninterest income | 7,000 | USD | evidence → |
| Noninterest expense | 382,000 | USD | evidence → |
| Provision for loan losses | 15,000 | USD | evidence → |
| Pretax income | 306,000 | USD | evidence → |
| Income tax | 104,000 | USD | evidence → |
| Net income | 202,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 24,042,000 | USD | evidence → |
| Total capital | 24,855,000 | USD | evidence → |
| Risk-weighted assets | 39,489,000 | USD | evidence → |