Call report 2004Q3
VALLEY CENTRAL BANK — 2004Q3
The 22 measures VALLEY CENTRAL BANK reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 80,369,000 | USD | evidence → |
| Total loans | 50,400,000 | USD | evidence → |
| Allowance for loan losses | 255,000 | USD | evidence → |
| Securities available for sale | 15,569,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 56,453,000 | USD | evidence → |
| Interest-bearing deposits | 56,129,000 | USD | evidence → |
| Noninterest-bearing deposits | 324,000 | USD | evidence → |
| Equity capital | 22,468,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,043,000 | USD | evidence → |
| Interest expense | 742,000 | USD | evidence → |
| Net interest income | 2,301,000 | USD | evidence → |
| Noninterest income | 24,000 | USD | evidence → |
| Noninterest expense | 1,051,000 | USD | evidence → |
| Provision for loan losses | 9,000 | USD | evidence → |
| Pretax income | 1,265,000 | USD | evidence → |
| Income tax | 430,000 | USD | evidence → |
| Net income | 835,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 21,598,000 | USD | evidence → |
| Total capital | 22,408,000 | USD | evidence → |
| Risk-weighted assets | 38,087,000 | USD | evidence → |