Call reports 2006
FARMERS STATE BANK — 2006
What FARMERS STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 |
|---|---|---|---|
| Total assets | 18,877,000 | 18,867,000 | 18,703,000 |
| Total loans | 6,279,000 | 6,352,000 | 6,210,000 |
| Allowance for loan losses | 83,000 | 83,000 | 83,000 |
| Securities available for sale | 4,070,000 | 4,034,000 | 5,581,000 |
| Securities held to maturity | 5,498,000 | 4,999,000 | 3,999,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 16,011,000 | 16,043,000 | 15,794,000 |
| Interest-bearing deposits | 13,055,000 | 13,566,000 | 13,477,000 |
| Noninterest-bearing deposits | 2,956,000 | 2,477,000 | 2,317,000 |
| Equity capital | 2,860,000 | 2,822,000 | 2,874,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 |
|---|---|---|---|
| Interest income | 244,000 | 441,000 | 682,000 |
| Interest expense | 88,000 | 184,000 | 302,000 |
| Net interest income | 156,000 | 257,000 | 380,000 |
| Noninterest income | 12,000 | 28,000 | 38,000 |
| Noninterest expense | 130,000 | 258,000 | 380,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 38,000 | 27,000 | 38,000 |
| Income tax | 0 | 1,000 | 2,000 |
| Net income | 38,000 | 26,000 | 36,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 |
|---|---|---|---|
| Tier 1 capital | 1,964,000 | 1,964,000 | 1,931,000 |
| Total capital | 2,047,000 | 2,047,000 | 2,014,000 |
| Risk-weighted assets | 8,174,000 | 8,303,000 | 8,256,000 |