Call reports 2005
FARMERS STATE BANK — 2005
What FARMERS STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 20,362,000 | 19,280,000 | 19,914,000 | 19,425,000 |
| Total loans | 5,200,000 | 5,361,000 | 5,655,000 | 5,230,000 |
| Allowance for loan losses | 83,000 | 83,000 | 83,000 | 83,000 |
| Securities available for sale | 2,720,000 | 3,155,000 | 3,877,000 | 4,091,000 |
| Securities held to maturity | 7,703,000 | 6,649,000 | 6,149,000 | 6,148,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,514,000 | 16,369,000 | 17,022,000 | 16,072,000 |
| Interest-bearing deposits | 14,117,000 | 13,657,000 | 14,004,000 | 13,194,000 |
| Noninterest-bearing deposits | 3,397,000 | 2,712,000 | 3,018,000 | 2,878,000 |
| Equity capital | 2,824,000 | 2,880,000 | 2,867,000 | 2,844,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 200,000 | 410,000 | 610,000 | 825,000 |
| Interest expense | 65,000 | 140,000 | 223,000 | 307,000 |
| Net interest income | 135,000 | 270,000 | 387,000 | 518,000 |
| Noninterest income | 11,000 | 26,000 | 38,000 | 45,000 |
| Noninterest expense | 117,000 | 234,000 | 362,000 | 494,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 29,000 | 62,000 | 63,000 | 69,000 |
| Income tax | 2,000 | 3,000 | 3,000 | 3,000 |
| Net income | 27,000 | 59,000 | 60,000 | 66,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,869,000 | 1,897,000 | 1,906,000 | 1,927,000 |
| Total capital | 1,952,000 | 1,980,000 | 1,989,000 | 2,010,000 |
| Risk-weighted assets | 7,799,000 | 7,719,000 | 7,866,000 | 7,619,000 |