Call reports 2004
FARMERS STATE BANK — 2004
What FARMERS STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 20,768,000 | 19,833,000 | 18,751,000 | 19,702,000 |
| Total loans | 4,667,000 | 5,174,000 | 5,745,000 | 5,336,000 |
| Allowance for loan losses | 84,000 | 84,000 | 84,000 | 85,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 10,787,000 | 11,031,000 | 11,013,000 | 9,208,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,334,000 | 15,337,000 | 14,343,000 | 16,843,000 |
| Interest-bearing deposits | 12,822,000 | 12,339,000 | 12,036,000 | 13,359,000 |
| Noninterest-bearing deposits | 3,512,000 | 2,998,000 | 2,307,000 | 3,484,000 |
| Equity capital | 4,403,000 | 4,466,000 | 4,386,000 | 2,813,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 199,000 | 397,000 | 552,000 | 750,000 |
| Interest expense | 35,000 | 66,000 | 101,000 | 142,000 |
| Net interest income | 164,000 | 331,000 | 451,000 | 608,000 |
| Noninterest income | 12,000 | 19,000 | 29,000 | 40,000 |
| Noninterest expense | 123,000 | 206,000 | 444,000 | 535,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 53,000 | 144,000 | 36,000 | 113,000 |
| Income tax | 7,000 | 35,000 | 7,000 | 38,000 |
| Net income | 46,000 | 109,000 | 29,000 | 76,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,403,000 | 4,466,000 | 4,386,000 | 1,842,000 |
| Total capital | 4,487,000 | 4,551,000 | 4,471,000 | 1,927,000 |
| Risk-weighted assets | 7,628,000 | 7,798,000 | 7,990,000 | 8,100,000 |