Call reports 2002
FARMERS STATE BANK — 2002
What FARMERS STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 20,737,000 | 20,751,000 | 20,719,000 | 20,923,000 |
| Total loans | 4,912,000 | 5,166,000 | 5,991,000 | 5,362,000 |
| Allowance for loan losses | 77,000 | 77,000 | 77,000 | 87,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 11,572,000 | 12,410,000 | 12,470,000 | 11,680,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,291,000 | 16,244,000 | 16,140,000 | 16,484,000 |
| Interest-bearing deposits | 13,516,000 | 13,771,000 | 13,527,000 | 13,684,000 |
| Noninterest-bearing deposits | 2,775,000 | 2,473,000 | 2,613,000 | 2,800,000 |
| Equity capital | 4,363,000 | 4,410,000 | 4,465,000 | 4,346,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 270,000 | 530,000 | 795,000 | 1,055,000 |
| Interest expense | 87,000 | 161,000 | 232,000 | 296,000 |
| Net interest income | 183,000 | 369,000 | 563,000 | 759,000 |
| Noninterest income | 14,000 | 25,000 | 37,000 | 51,000 |
| Noninterest expense | 117,000 | 247,000 | 371,000 | 651,000 |
| Provision for loan losses | -51,000 | -51,000 | -51,000 | -34,000 |
| Pretax income | 131,000 | 198,000 | 280,000 | 193,000 |
| Income tax | 41,000 | 61,000 | 88,000 | 0 |
| Net income | 90,000 | 137,000 | 192,000 | 193,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,363,000 | 4,410,000 | 4,465,000 | 4,346,000 |
| Total capital | 4,440,000 | 4,487,000 | 4,542,000 | 4,433,000 |
| Risk-weighted assets | 7,902,000 | 8,031,000 | 8,645,000 | 8,316,000 |