Call reports 2005
VILLA PARK TRUST & SAVINGS BANK — 2005
What VILLA PARK TRUST & SAVINGS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 |
|---|---|---|---|
| Total assets | 285,878,000 | 286,418,000 | 284,758,000 |
| Total loans | 232,092,000 | 227,180,000 | 221,694,000 |
| Allowance for loan losses | 2,067,000 | 2,117,000 | 2,175,000 |
| Securities available for sale | 41,974,000 | 47,602,000 | 47,428,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 263,123,000 | 263,713,000 | 261,325,000 |
| Interest-bearing deposits | 229,739,000 | 229,473,000 | 227,949,000 |
| Noninterest-bearing deposits | 33,384,000 | 34,240,000 | 33,376,000 |
| Equity capital | 21,366,000 | 21,558,000 | 22,137,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 |
|---|---|---|---|
| Interest income | 3,714,000 | 7,628,000 | 11,580,000 |
| Interest expense | 1,074,000 | 2,279,000 | 3,558,000 |
| Net interest income | 2,640,000 | 5,349,000 | 8,022,000 |
| Noninterest income | 308,000 | 600,000 | 922,000 |
| Noninterest expense | 1,534,000 | 3,106,000 | 4,758,000 |
| Provision for loan losses | 62,000 | 125,000 | 187,000 |
| Pretax income | 1,352,000 | 2,718,000 | 3,999,000 |
| Income tax | 436,000 | 928,000 | 1,328,000 |
| Net income | 916,000 | 1,790,000 | 2,671,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 |
|---|---|---|---|
| Tier 1 capital | 21,035,000 | 21,209,000 | 21,890,000 |
| Total capital | 23,102,000 | 23,326,000 | 24,065,000 |
| Risk-weighted assets | 228,057,000 | 225,673,000 | 215,882,000 |